Monday, April 1, 2013

Kerana Takbur, Telur Mahathir Kini Diuji Di Gelang Patah

Kerana Takbur, Telur Mahathir Kini Diuji Di Gelang Patah


Kerana Takbur, Telur Mahathir Kini Diuji Di Gelang Patah

Posted: 01 Apr 2013 10:42 AM PDT


Kit Siang: Saya tunggu Dr M di Gelang Patah

Pertarungan antara Barisan Nasional (BN) dan Pakatan Rakyat (PR) untuk meneruskan survival politik di Johor semakin sengit apabila veteran DAP, Lim Kit Siang hari ini mencabar Tun Dr Mahathir Mohamad untuk melawannya di Gelang Patah.

"Saya yakin tiada pihak akan kata 'Tidak' .... lagipun beliau lebih berkuasa dengan berselindung 'dibalik tabir' apabila sama sibuk semasa menjadi perdana menteri selama 22 tahun lalu dengan kenyataan-kenyataan hariannya kepada pemimpin Umno dan BN," kata Kit Siang ketika berucap di Taman Molek, Johor Jaya, di sini.

Jelas Ketua Parlimen DAP itu lagi, dengan bertanding di Gelang Patah juga, kedua-dua seteru politik itu bakal membuktikan "siapa yang akan terkubur" apabila mempertaruhkan nasib mereka kepada pengundi di kawasan yang menjadi milik BN sejak sekian lama.

Menurut Kit Siang lagi, beliau berani meninggalkan kerusi Ipoh Timor yang ditandinginya dan memiliki kedudukan selesa berbanding untung nasib yang belum diketahui di Gelang Patah, serta mempersoalkan keberanian Dr Mahathir untuk melakukan tindakan sama dengan bertanding menentangnya di kerusi yang kini menjadi milik Tan Ah Heng, yang merupakan Ketua Wanita MCA Johor.

"Saya menjemput Dr Mahathir untuk bertanding di Gelang Patah dan biarkan pengundi menentukan hayat politik siapa akan berakhir, sama ada kuburkan saya atau beliau.

"Saya bersedia menyerahkan nasib kepada penduduk Gelang Patah yang memiliki 53 peratus pengundi Cina, 33 peratus Melayu, dan 12 peratus pengundi India," tegasnya.

Gelang Patah menjadi perhatian apabila Ketua Pembangkang Datuk Seri Anwar Ibrahim mengumumkan Kit Siang akan bertanding di kawasan berkenaan, sekaligus menamatkan konflik perebutan kerusi berkenaan antara Pengerusi DAP Johor Dr Boo Cheng Hau, dan Pengerusi PKR Johor, Datuk Seri Dr Chua Jui Meng.

"Adakah Dr Mahathir sedia menyerahkan hayat politiknya kepada pengundi Gelang Patah,?" soal Kit Siang dalam ucapannya.

Gelang Patah yang dimenangi parti komponen BN daripada MCA menunjukkan majoriti besar apabila menewaskan calon PKR dalam Pilihan Raya 2008, 9,000 undi.

"Meninggalkan Ipoh Timor yang saya menangi dengan majoriti 21,000 undi pada PRU 2008 untuk Gelang Patah, saya diibaratkan 'menggantung diri'.

"Berdasarkan sejarah Gelang Patah yang sering memihak kepada BN, Dr Mahathir seharusnya akan menang selesa dengan majoriti besar," kata Kit Siang.

"Saya tunggu Mahathir di Gelang Patah."


Dr Mahathir malam tadi menyeru rakyat Johor untuk menamatkan karier politik Kit Siang di Gelang Patah dalam Pilihan Raya 2013 dalam rangka untuk membantu BN mempertahankan kubu kuat mereka daripada kemaraan pembangkang.

"Sekarang ni Lim Kit Siang nak datang ke Johor, mudahlah, boleh menang bila-bila jam. Orang Johor mesti ganyang dia habis-habis ... biar itu jadi hari terakhir dia dalam bidang politik," kata Dr Mahathir dihadapan ribuan orang di projek perumahan rakyat anjuran Umno Pulai di luar Hospital Pulai di sini.

Kedatangan beliau di sini selepas ceramah Pekatan Rakyat (PR) hampir setiap malam dan yakin akan menang beberapa kerusi parlimen dan Dewan Undangan Negeri (DUN) di negeri kelahiran Umno itu.

Bekas presiden Umno dan pengerusi BN itu mengkhususkan kepada Kit Siang, musuh politiknya semenjak beliau masih perdana menteri bermula 1982, sehingga bersara pada 2003.

"Kalau dia nak bertanding di Penang, Melaka kita faham, tapi nak serang kubu Umno di Johor ini perbuatan bodoh, tak masuk akal," Dr Mahathir memperlekehkan Lim, pemimpin veteran DAP yang merupakan anak kelahiran Johor.

Beliau mengatakan pemimpin DAP itu seharusnya memikirkan persaraannya oleh kerana sudah lama berada dalam politik dan partinya sering bercakap soal perubahan.

A 'kurang ajar' DAP leader!

Posted: 01 Apr 2013 08:57 AM PDT

By StopTheLies

This is what we get from DAP and its leaders. This is the kind of culture they inculcate for our present and future generations.


DAP Election Publicity Chief HEW KUAN YAU – a real Kurang Ajar DAP Leader as seen on his Facebook giving the finger sign at Najib!

Too many of them nowadays!

Tumbuk Estate: Cleaning up MIC’s mess

Posted: 01 Apr 2013 08:55 AM PDT

Tumbuk Estate is located near the fishing village of Tanjung Sepat. It is a scenic view if one is to drive there, as one would pass by the Morib beach as well as a stretch of mangrove trees. During high tide, the sea water would splash along the road. Beautiful and breathtaking. But this scenic value gets distorted when one goes close enough to see the housing of the plantation workers who lived in Tumbuk Estate along the same road.

Tumbuk estate was at one time owned by Maika Holdings – the investment arm of MIC. One would expect a model estate since MIC is supposed to be the vanguard of the Indians. Yet Tumbuk estate remains pathetic. Except for the school, the houses for the estate workers are in bad shape, they do not have inbuilt toilets, drainage broken and houses depressing. I always wondered why didn't MIC make this their model estate with the best facilities.

Then they could have challenged other plantation companies to do so. The situation is similar when the National Union of Plantation Workers (NUPW) took a case against the Planters MAPA on the question of monthly wages. One of the reason for NUPW to lose the Industrial case against MAPA was that they themselves did not implement monthly wages in the estates which they owned themselves. Therefore it is difficult to champion the plight of the plantation workers if MIC itself is not prepared to do so.

On April 8, 2006, Maika Holdings and NUPW signed an agreement for a housing scheme for the plantation workers. The scheme is to build semi-D houses for 29 remaining families in Ladang Tumbuk. The agreement said that Maika shall commence construction of the houses in April 2008. Workers were also shown several layout plans of the houses to be built. The beautiful agreement had everything in it except it did not have a date of completion for the proposed housing scheme. The houses never got built and workers have remained in their deplorable quarters ever since. Not only were houses not built, MIC too faded from the scene.

In 2010, Maika after several scandals and controversy was taken over by G-Team. G Team under millionaire Gnanalingam had no patience. His task was to sell all assets of Maika Holdings and wind up the company. They told the workers that based on the agreement, there is nothing binding as there is no dateline. They offered the workers RM25,000 each. Take it or leave it and went on to sell pieces of the estate to individuals who were interested to buy. Meanwhile, water was being disrupted to the workers quarters.

At this point of time, the matter did get referred to the Selangor State Government under the excoship of YB Xavier. YB Xavier met two camps of workers and told them to decide which would they prefer – money or housing. This seems to be the offer on the table. Take the money and leave versus the group who wanted the initial agreement fulfilled. The following weeks ended with more in-fighting between these two groups.

It was at this time that PSM was approached. We went in at the time when the local union leaders had already left the estates, when the people were divided into several camps and when they were under pressure from thugs to take the offer and leave.

More than half the workers took the G-Team offer of RM 25,000 and left the estate, leaving behind 12 families who were determined to get housing as the initial agreement stated. Since October 2010, the harassment was building up on the remaining 12 to take the offer. On Nov 21, 2011, water was completely cut off. PSM then went to the ground, organised the workers, lodged several police reports against the threats, highlighted their plight in the media and held a protest outside the labour department.

The labour department then held several meetings. They were not comfortable dealing with the more confrontational PSM and JERIT and wanted the workers to choose NUPW to handle the negotiations. The workers opted for PSM as PSM had been consistent in fighting for them. Meetings in the labour department was tough with both parties shouting and standing by their ground. A combination of street protest, police reports, negotiations as well as legal option in putting a caveat on the land was employed by the workers.

These actions finally restored the water supply and after a few more meetings, the agent dealing on behalf of the new land owners agreed to build houses for the workers. It was a victory of sorts and it took many meetings between PSM representatives and a company dealing with the owners of the land. Though the housing issue was sort of resolved, other matters such as the temple, etc. remained problematic.

The land owners managed to remove the caveat in the land but they had one more bigger obstacle, that is to get the State Government approval to sub-divide the land as the land is more than 100 acres. The land owners were now finding ways to solve the problems and have allocated two acres of the land to relocate the 12 families and the temple.

As the problems from the land owners slowly subsided, a new kind of problems began to prop up. The remaining 12 families started to split into two new groups and more mistrust and unnecessary miniature fights took place. On the one hand, the new owner cannot develop the land unless he solves the workers housing problem. The land owner claims that the workers kept shifting the goal post every time a settlement is in sight.

YB Xavier, the Pakatan Rakyat State exco was firm in his dealings. He said that the Estate Land Board (ELB) approval will not be given unless the housing issues of the  12 remaining workers are resolved. A field visit by Xavier further shocked him. He could not understand how come the houses are in such a bad shape and had agreed to top up and do up the houses. He agreed to put State Government money in making built-in toilets, doing up the drainage, etc. Xavier said that the State Government will make the houses in a liveable and humane condition.

PSM worked hard to work out a proper settlement so that the remaining workers future will be protected and they will not go into a limbo like the previous agreement. After a few more meetings with the Land Owners, lawyers, etc. finally an agreement was reached and the signing took place on March 26, 2013 at the Ladang Tumbuk school.

With this agreement, 12 workers will get a free 2,600sf piece of land, eight of them who participated in the earlier scheme and who have contributed were paid a further RM25,000 each as well as will be given a renovated unit of their current houses. The temple will also be given 5,000 square feet of land free and a compensation of RM 40,000.
At the signing in ceremon,y many workers were relieved that their issue is finally settled.

Besides the involvement of the State Government, many other people also played their part in solving the issue such as representatives from JERIT, legal advisers for the workers, K Arumugam and Pasupathi, the company dealing with the owner Tamil Selvam and Vannir Selvam. The workers put their signature on 21 copies of the agreement. It is hoped that this agreement will not end up like the previous one.

It was a relief that the agreement has finally been signed in spite of the many internal conflict. Estate workers cannot go on fighting for housing every time an estate goes for development. There must be legislation protecting them. We are lucky in Selangor that the State Exco refused to approve unless housing rights for the workers are given.
Similarly the estate workers future cannot be left in the hands of the State Exco perse but needs to be protected by a legislation.

Najib's father Tun Razak started the Workers House Ownership Scheme but less than 5% of plantation implemented this. Today Sime Darby which is owned by the Government is the biggest plantation company, yet when it comes to building houses for their workers, they just end of being stingy as the game of profits and returns rules their decision. They forget about the workers who put them there. From ruins to settlement. This is the tale of Ladang Tumbuk. Soon the work to restore the houses is being done. The scenic view along this sea side village can only get better.






ArutChelvam - secretary-general of PSM

Buaya Negara?

Posted: 01 Apr 2013 08:27 AM PDT


Akhirnya ada juga para penyokong UMNO yang jujur dan berhati suci murni apabila mengambarkan perangai dan gelagat UMNO/BN yang sebenar. UMNO jenis buaya tembaga baham semau harta rakyat tanpa kira waktu dan ada rasa belas kasihan. Apa jua yang boleh memberi kekayaan dia akan baham ngap!!!! Tahniah!!!!.. Kejujuran mu akan sentiasa rakyat ingat dan sanjung!!!! -omakkau

Burma: Satellite Images Detail Destruction in Meiktila

Posted: 01 Apr 2013 06:48 AM PDT

Burma: Satellite Images Detail Destruction in Meiktila

Investigations, Accountability Needed to Deter Future Attacks

April 1, 2013

(Bangkok) – The Burmese government should thoroughly investigate and hold accountable those who incited and committed deadly violence in Meiktila in central Burma from March 20 to 22, 2013. Decisive government action to combat impunity, end discrimination, and promote tolerance among religious groups is needed to end the tide of attacks against Muslim communities.

An estimated 40 people were killed and 61 wounded in the clashes between Muslims and majority Buddhists in Meiktila in the Mandalay Region. Satellite images analysed by Human Rights Watch show the scale of the destruction: an estimated 828 buildings, the vast majority residences, were totally destroyed and at least 35 other buildings were partially destroyed. Areas with near total destruction were concentrated within three locations in Meiktila measuring more than 24 hectares in total area west and northeast of the city's main market. The destruction appears similar to satellite imagery of towns affected by sectarian violence in Arakan State in 2012, in which arson attacks left large, clearly defined residential areas in ashes.

"The government should investigate responsibility for the violence in Meiktila and the failure of the police to stop wanton killings and the burning of entire neighborhoods," said Brad Adams, Asia director. "Burma's government should have learned the lessons of recent sectarian clashes in Arakan State and moved quickly to bolster the capacity of the police to contain violence and protect lives and property."

Meiktila (Main Damage Area 1)
442 likely residential buildings destroyed or severely damaged.
Move the slider to compare images from before and after the violence.

handle
Before: Meiktila (Main Damage Area 1)
After: Meiktila (Main Damage Area 1)

Meiktila (Main Damage Area 2)
345 likely residential and commercial buildings destroyed and severely damaged
Move the slider to compare images from before and after the violence.

handle
Before: Meiktila (Main Damage Area 2)
After: Meiktila (Main Damage Area 2)

According to a needs assessment released by the United Nations Office for the Coordination of HumanitarianAffairs (OCHA), over 12,000 people were displaced by the violence in Meiktila and are in shelters around the town.
Since the Meiktila violence, attacks against Muslims have occurred elsewhere in central Burma, including Okpho, Gyobingauk, and Minhla townships of Pegu region. Soldiers reportedly fired warning shots in the air to disperse protesters in Pegu, and an estimated nine townships in Burma are under emergency provisions or curfew, limiting public assembly.
The spread of anti-Islamic sentiment and religious intolerance is a serious challenge to the rights of Muslims in Burma. Some well-known members of the Buddhist monkhood, or Sangha, have given sermons and distributed anti-Muslim tracts and directives that call on Buddhist residents to boycott Muslim businesses and shun contact with Muslim communities.

Burma's 2008 Constitution contains provisions that ensure religious freedom and states that the government should "assist and protect the religions it recognizes to its utmost." President Thein Sein's office on March 28 called for "earnest effort[s] to control and address all forms of violence including instigations that lead to racial and religious tensions in the interest of the people in accord with the Constitution and existing laws."

Such efforts need to be accompanied by strong measures, including holding those who planned, organized, and carried out the recent violence accountable, irrespective of the person's position or the community from which they originate. The government should also make it clear that it will not tolerate incitement to violence, especially by clergy or others in positions of authority.

The government should also take urgent steps to ensure that the police respond impartially to violence. During the violence in Arakan State in June and October, police frequently sided with the majority Buddhist community against the minority Rohingya Muslim population. Frequently the police did nothing to stop the violence against Muslims and in many cases joined with Buddhist mobs to attack predominantly Muslim villages.

"Burma's government and political, religious, and community leaders should demand an end to the hate speech that has fuelled violence and discrimination against communities in Burma's fragile multicultural society," Adams said. "Decisive government action according to the rule of law is critically important to deter extremists and anyone else using violence to further economic, religious, and political agendas."


This posting includes an audio/video/photo media file: Download Now

Councils In Problems Over Stray Management Issues

Posted: 01 Apr 2013 06:35 AM PDT

PETPOSITIVE NEWSFLASH!







DATELINE PETALING JAYA:
RECENTLY IT WAS REPORTED THAT THE KLUANG MUNICIPALITY (MPK) had strangled a stray dog to death whilst their dogcatchers were trying to nab the canine.

We in PETPOSITIVE still do not know what exactly happened at the event. It was alleged by animal lovers that the council has been making it a practice to kill other strays in such a way.  

A

[VIDEO] Nurul Izzah Mahu Saman SPR, Kemuka Surat Aduan Sebagai Bukti

Posted: 01 Apr 2013 07:42 AM PDT


Ahli Parlimen Lembah Pantai, Nurul Izzah Anwar menasihatkan Suruhanjaya Pilihan Raya (SPR) agar tidak menyalahkan beliau sekiranya mengambil tindakan mahkamah.

Katanya, surat bantahan dan permohonan membatalkan senarai pengundi yang meragukan dalam bahagian Parlimen Lembah Pantai telah dihantar dan dicap terima oleh Nur Izdiyani, seorang pegawai kanan SPR pada 5 Mac lalu.

Demikian dakwa Nurul sambil menyifatkan Pengerusi SPR, Tan Sri Abdul Aziz Mohd Yusof tidak ada kredibiliti kerana menuduhnya mengambil tindakan mahkamah terburu-buru tanpa memaklumkan terlebih dahulu kerumitan itu kepada suruhanjaya itu.

Malah kata Nurul, surat itu juga telah difakskan oleh peguamnya iaitu Chooi & Company yang dihantar pada hari yang sama.

"Semua nama pengundi yang saya bantah bantah itu telah dikemukakan kepada SPR.

".... beliau tidak sepatutnya menyalahkan saya kerana menyaman SPR dalam hal ini walhal dalam surat itu saya turut menyatakan sekiranya SPR tidak beri jawapan bertulis dalam tujuh hari, tindakan mahkamah akan diambil," katanya pada sidang media di pejabat Pusat Khidmat Masyarakat Parlimen Lembah Pantai, hari ini.

Beliau berkata demikian mengulas kenyataan Abdul Aziz pada Khamis lalu yang menafikan SPR tidak menerima surat daripada ahli parlimen itu yang mendakwa lebih 4,500 pengundi mempunyai alamat tidak lengkap dan tidak dikenal pasti manakala tiga pengundi pula telah meninggal dunia.

Dalam pada itu, Nurul Izzah mendesak Menteri Dalam Negeri, Datuk Seri Hishammuddin Tun Hussein supaya mengambil tindakan tegas ke atas Umno-Barisan Nasional (BN) Lembah Pantai berhubung dakwaan menimbulkan keganasan politik sejak tahun lalu.

Beliau yang juga Naib Presiden PKR mendakwa biarpun pihaknya banyak kali membuat laporan polis beserta bukti pelakunya namun hingga kini tiada tindakan tegas diambil ke atas mereka terbabit.

"Gangguan yang ditimbulkan Umno Lembah Pantai terhadap saya bukan saja keganasan berbentuk 'criminal intimidation', malah memperlihatkan tiada ada tertib berpolitik.

".... saya juga mendesak supaya menteri terbabit supaya lakukan sedaya mungkin dalam bidang kuasanya untuk pastikan insiden sebegini tidak berulang," katanya.

Jelas beliau, lebih malang lagi apabila petugas dari pejabat pusat khidmat wakil rakyat kendaliannya menerima ugutan daripada sekumpulan samseng ketika mereka sedang bertugas di khemah PKR di Taman Sri Sentosa Utara, Khamis lalu.

Menurut Ketua Jawatankuasa Daerah Mengundi (JDM) Sentosa Utara, Siti Mariam Mohd Aly, sekumpulan samseng terbabit yang menaiki kereta waja itu yang dipercayai didalangi Umno Lembah Pantai.

"Saya dah buat kawat cam muka dan polis kata mereka ini geng tetak dan jual dadah.

".... pihak berkuasa kata mereka itu dikehendaki polis tapi banyak kalai polis cari namun tak temui, padahal mereka ada di situ," dakwanya.

Sehubungan itu, Nurul Izzah mendesak supaya semua parti komponen BN dan Pakatan Rakyat (PR) mewujudkan politik matang dan baru bagi memberi perkhidmatan terbaik kepada rakyat.


Izzah Sanggah SPR, Kemuka Surat Aduan Sebagai Bukti


Ahli Parlimen Lembah Pantai, Nurul Izzah Anwar menyanggah kenyataan Pengerusi Suruhanjaya Pilihan Raya (SPR), Tan Sri Abdul Aziz Mohd Yusof yang mendakwa pihaknya tidak menerima sebarang makluman membatalkan senarai pemilih yang didakwa meragukan sebelum memfailkan permohonan semakkan.

Sebaliknya Izzah mendedahkan satu surat yang ditandatangani Setiausaha SPR, Datuk Kamaruddin Baria bagi membuktikan bahawa pihak suruhanjaya telah menerima surat berkenaan.

Selain itu, surat peguam melalui Tetuan Chooi & Company turut diterima dan disahkan oleh Peguam Kanan Persekutuan SPR, Nur Ezdiani Rolen.

"Pembatalan nama-nama yang alamat berdaftarnya tidak lengkap atau tidak wujud terkandung dalam Rang-Rang Daftar pemilih Lembah pantai P121 yang mana semua nama yang kita bantah kita maklumkan kepada SPR.

"Kita sebut di perenggan terakhir sila maklumkan secara bertulis dalam masa tujuh hari dari tarikh di sini sama ada pihak tuan akan membatalkan nama-nama terkandung yang dilampirkan bersama surat.

"Jika kami tidak menerima apa-apa jawapan atau jawapan yang tidak boleh diterima, kami telah diarahkan mengambil tindakan undang-undang terhadap pihak tuan tanpa notis selanjutnya," katanya dalam sidang media hari ini.

Beliau turut mempersoalkan mengapa soal tidak menghubungi SPR sebelum difailkan ke mahkamah dibangkitkan sedangkan pihaknya melakukan perkara berkenaan mengikut prosedur yang telah ditetapkan.

"Pada saya kenyataan ini lagilah menghancurkan sebarang kredibiliti yang masih ada dalam SPR. Bukan sahaja mereka (tidak) mengambil serius dengan (dakwaan) pengundi hantu kita tonjolkan tapi boleh membuat dakwaan yang tidak berasas," ujarnya.

Nurul Izzah yang juga Naib Presiden PKR sebelum ini memfailkan permohonan semakan kehakiman untuk membatalkan lebih 4,600 pengundi yang didakwanya meragukan dalam Rang Daftar Pemilih dalam Parlimen Lembah Pantai.

The Infantilization of Politics

Posted: 01 Apr 2013 04:53 AM PDT

Why do senior politicians relish getting limelight and attention for all the wrong reasons? As the nation progresses, mentality of some regresses in tandem with their memory or selective memory. Suffice to say politics in Malaysia has degenerated to childishness as leaders frolick in childish bickering.

Consider the following articles by various online news portals::


LKS:  Born 1941, Age 72+ Joined the political scene in 1966. After 47 years in politics, a long and much deserved rest is needed.
TDM: Born 1925, Age 88+ Joined the political scene in 1964. After 53 years in politics, he should enjoy his sunset years with his family, horses and favourite pursuits.

Verdict: Let young blood contest.


Why is there so much publicity and media coverage for this supposed 'battle'?
Why are both imposing conditions on the other?

The debate about who will be CM back in the pre-2008 election period caused much collateral damage to Gerakan.

Both leaders should just think of how to serve the rakyat better instead of indulging in such trivial pursuits.


Just two questions:

a. Why do some politicians have this sudden urge to switch constituencies?

Running away from potential failure due or the possibility of being kicked out because they have not served their constituents efectively and faithfully?
Treating the elections as some kind of lottery so they place their bets oops I mean they contest in places where they perceive they have a better chance of winning?

b. Is there some kind of communication breakdown? Should there not be open and transparent discussion and consultation between component parties be carried out before major decision are made?

etc etc etc

Ladies and gentlemen, what we are witnessing is none other than the infantilization of politics.

We see leaders taunting each other to do this and/or that or contest here or there. Before our eyes, key relationships are soured via irrational decision making and guess what? Along the way, the next government is supposed to be elected.

Hmm....not a comforting thought at all, is it?

Now what do politicians from both sides of the divide love to do?



1. Instead of doing good, honest service for those who elected them to office, are some thriving in cattle excrement by reinventing themselves or their party and then polishing up so that it can be repackaged to the electorate as many grades above the pile of community sanitary output than it already is.

Doesn't it amaze you how both sides are promising almost the same thing and dangling carrots in front of our noses?

Instead of all this, don't you wish that we have a bull-shit free competing turf where only the best step forward to offer themselves for service?

Wait a minute....is that possible? Can that ever happen?

Would we be better off without all that politicking?

Have we had ebough of the empty and superfluous platitudes, fake plastic smiles, spider web-thin intra-party ties between leaders and the hastily applied plastic surgery manouveres to make it seem as though all are trying to thrive in unity?

Oh wow!

What an insult to our intelligence!

OK. Let's get down to basics.

Remove the charisma, the smiles, the friendly but fake overtures, the empty promises and riding on past glories or that of others or the previous party glories and hey presto - what do we have? Groomed, elegant and gentlemanly brainy, tech savy politicians or kiddoes throwing temper tantrums that their preferences have not been considered.

Can you stomach it? I can't. That is why I am in overdrive in verbal diarrhoea ranting here today after a loooong period of self-imposed silence with all the madness raging around!

So what do many do? Indulge in feel good slogans, give freebies, pressies and consider how we can see a little bit of b.s. here and there...until oh heck - we realize that yea baby - our system is full of b.s.

No wonder Kee Thuan Chye has written two books on this!

Both sides seem convinced that if the other side takes over, there will be chaos. Greg Rudd says that politics is a childish farce which is worsening. He argues HERE that strategic planning is being sacrificed in the name of political expediency.He argues:


"I'm convinced that 95 per cent of people are unhappy with the outcomes of our political process at the moment. Everyone bitches about it but what I'm convinced of is that left to themselves political parties won't change a thing because it's not in their interest. 
"My view is that, is that one thing politicians do listen to is public sentiment. If it starts to ramp up and they listen to the public and they listen to the media… 
Rudd says that the public needs to put pressure on both sides of government in the lead up to the next election to agree on some core, bipartisan issues which can be advanced in the nation's interest. 
The ball, it seems, is in your court. CLICK HERE to read his views.

In closing, allowing me to quote Catherine Mayer:

Democracy is an exercise in adulthood.  
We don't want our elected leaders to style themselves, as despots so often do, the fathers of our nations, but we assume them to be responsible grown-ups, focused on carrying out the mandates we have granted them. It's a nice idea.  
Unfortunately the more we find out about our political masters—and in this twittery, wittering, wikileaking world, scarcely a day goes by without a politician being exposed or exposing himself—the more we are forced to confront the unpalatable truth. Our politicians really do represent us—in all our fallibility.  
And while most official histories are narratives of great men (and more occasionally great women) making big decisions, the real histories look rather different. Principle plays a part but so does spite.  
Childish feuding is a potent force in public life. Read more here.

Childish feuding? How true.

We, dear Malaysians, are witnessing the infantilization of politics right before our very eyes.

Sighs...

My apologies for flooding my blog with four written posts on socio-politcal issues today. I have bottled up my anger and frustration for over a year and it has truly been a very cathartic experience to rant. I stopped writing on such issues on Jan 2nd, 2012. This time, I am taking a firm people-centred centrist view.

No offense meant. I love my country and my state and as it is, I am very concerned because of what I can see happening before me and I am sure you are too. Please leave a comment to share your responses. Thanks.










သီတဂူဆရာေတာ္ “အၾကမ္းဖက္မႈအားလုံးကို ရႈတ္ခ်”

Posted: 01 Apr 2013 04:43 AM PDT

အၾကမ္းဖက္မႈအားလုံးကို ရႈတ္ခ် ေၾကာင္း အဓိပတိ – သီတဂူဆရာေတာ္ ၾသ၀ါဒလႊာ ထုတ္ျပန္
ရခုိင္ပဋိပကၡ ျပည္မအထိ ကူးစက္ခဲ့ျခင္းျဖစ္ဟု ဆရာေတာ္ႀကီးသုံးသပ္
ဧၿပီ ၁ ဟိန္းေအာင္
လတ္တေလာကာလအတြင္း ျမန္မာႏိုင္ငံတြင္ ဘာသာေရးကို အေၾကာင္းျပဳကာ အစၥလာမ္ဘာသာ၀င္မ်ားအား ဘာသာေရးအစြန္းေရာက္အခ်ိဳ႕က စနစ္တက် သတ္ ျဖတ္၊ ဖမ္းဆီးျခင္းမ်ားကို ျပဳလုပ္ခဲ့သည့္အၾကမ္းဖက္မႈႀကီးေပၚေပါက္ၿပီးေနာက္ အၾကမ္းဖက္မႈအားလုံးကို ရႈတ္ခ်ေၾကာင္း အဓိပတိ-သီတဂူဆရာေတာ္က ၾသ၀ါဒလႊာ ထုတ္ျပန္ခဲ့သည္။
အဆုိပါထုတ္ျပန္ခ်က္တြင္ အထူးသျဖင့္ ရခုိင္ေဒသကစလိုက္ေသာ လူမ်ိဳးေရး၊ ဘာသာေရးဆူပူမႈေတြဟာ မႏၱေလးတုိင္းထဲကိုကူးစက္လာၿပီး… ဟု ေဖၚျပထားသည္။
ရခိုင္-ရိုဟင္ဂ်ာ ပဋိပကၡျဖစ္စဥ္ အဆုံးသတ္ေစရန္အတြက္ ရခုိင္ျပည္တြင္း ပဋိ ပကၡမ်ား ျမန္မာျပည္ဘက္ကူးစက္လွ်င္ၿငိမ္းမည္ဟု ျမန္မာပို႔စ္ဂ်ာနယ္၊ အတြဲ ၄၊ အမွတ္ ၄၂၊ စာ-၁၀ ၊ ေအာက္တိုဘာ (၃၁၊ ၂၀၁၂) ထုတ္တြင္…
"ဒီရခုိင္ျပႆနာ ျမန္မာျပည္ကိုကူးေတာ့မယ္လို႔ယူဆရင္ မနက္ျဖန္ကူးမယ္ဆုိရင္ ဒီေန႔ ရပ္လိမ့္မယ္ဗ်ာ၊ ဆုိပါေတာ့၊ ရန္ကုန္ၿမိဳ႕ႀကီးမွာ ရခုိင္နဲ႔ မဟုတ္ဘဲနဲ႔ ဗမာေတြနဲ႔ျပႆနာ ႀကီးျဖစ္ေတာ့မယ္လို႔ ယူဆတဲ့ေန႔မွာ အခုျဖစ္ေနတဲ့ျပႆနာ ၿငိမ္းသြားလိမ့္မယ္"ဟု ေဒါက္တာေအးေမာင္ RNDP က ေျပာၾကားခဲ့ဖူးသည္။
လတ္တေလာျဖစ္ပြားခ့ဲသည့္ အၾကမ္းဖက္မႈမ်ား ရပ္တန္႔ေစရန္အတြက္ အဓိပတိ-သီတဂူဆရာေတာ္ႀကီးက …
ျမတ္ဗုဒၶရဲ႕၀ါဒဟာ အဟိ ံသာ၀ါဒ Non-Violence ၀ါဒသာျဖစ္ပါတယ္။ ျမတ္ဗုဒၶရဲ႕ ၀ါဒဟာ အဟိ ံသာ၀ါဒျဖစ္သလို ခရစ္ယာမ္ဘာသာ အစၥလာမ္ဘာသာ ဟိႏၵဴဘာသာဆုိတဲ့ အျခားဘာသာတရားေတြရဲ႕ ၀ါဒမ်ားဟာလည္း Non-Violence ဆုိတဲ့ အဟိ ံသာ၀ါဒဟူ၍သာ သီတဂူဆရာေတာ္က ယုံၾကည္လက္ခံထားပါေၾကာင္း…
အဲဒါေၾကာင့္ တုိင္းရင္းသားအားလုံး ျဗဟၼစိတ္ဓာတ္ကို ေမြးထားၾကတဲ့ ျမန္မာ အားလုံး အဟိ ံသာ၀ါဒ Non-Violence ကိုလက္ကိုင္ထားၾကတဲ့ အျခားအျခားေသာ ဘာသာ၀င္အားလုံးတုိ႔ သည္းခံျခင္း Tolerance ၊ ခြင့္လႊတ္ျခင္း Forgiveness ၊ ေမ့ေပ်ာက္ျခင္း Forgetness ၊ ညီညြတ္ျခင္း Hormoniously Coexistence ဆိုတဲ့ ေလာကပါလတရားမ်ား လက္ကိုင္ထား၍ ဆူပူေသာင္းၾကမ္းျခင္းအားလုံးတုိ႔ကို ၀ိုင္း ၀န္းတားဆီးၾကပါ၊ ၿငိမ္းခ်မ္းေရးႏွင့္ ညီညြတ္ေရးကို ၀ိုင္း၀န္းတည္ေဆာက္ၾကပါလို႔ အေလးအနက္ တုိက္တြန္းလိုက္ရပါေၾကာင္း… စသည္ျဖင့္ ဆရာေတာ္ႀကီးထုတ္ျပန္ သည့္ ၾသ၀ါဒလႊာတြင္ ေဖာ္ျပထားသည္။

OIC မွ ျမန္မာႏိုင္ငံ၏ အၾကမ္းဖက္ကိစၥွကို လံုၿခံဳေရးေကာင္စီႏွင့္ လူ႕အခြင့္အေရးေကာင္စီသို႕အေရးဆို တင္သြင္းမည္

Posted: 01 Apr 2013 04:27 AM PDT

OIC မွ ျမန္မာႏိုင္ငံ၏ အၾကမ္းဖက္ကိစၥွကို လံုၿခံဳေရးေကာင္စီႏွင့္ လူ႕အခြင့္အေရးေကာင္စီသို႕အေရးဆို တင္သြင္းမည္

မတ္လ ၃၁ ၊ ၂၀၁၃ ခုႏွစ္၊
M-Media

Ekmeleddin Ihsanoglu2

အိုအိုင္စီအႀကီးအကဲ Prof. Ekmeleddin Ihsanoglu

အစၥလာမ့္ေရးရာပူးေပါင္းေဆာင္ရြက္မႈအဖြဲ႕-OIC ( The Organization of Islamic Cooperation ) ၏ အဖြဲ႕၀င္ႏိုင္ငံ၀န္ႀကီးမ်ားသည္ ဧၿပီလ ၁၄ ရက္တြင္ ေဆာ္ဒီအာေရဗ်၌ ေတြ႕ဆံု၍ ျမန္မာႏိုင္ငံမွ မြတ္စ္လင္မ္ဆန္႕က်င္ေရး အၾကမ္းဖက္မႈကိစၥကို ေဆြးေႏြးၾကမည္ ဟု အိုအိုင္စီအႀကီးအကဲမွ ေၾကျငာလိုက္သည္။

မတင္မက်ျဖစ္ေနဆဲျပႆနာမ်ားကို လိုအပ္သည့္ အေရးယူေဆာင္ရြက္မႈမ်ားျဖင့္ ထိေရာက္စြာျပဳလုပ္သြားရန္ အသင့္ျဖစ္ေနၿပီဟု ပေရာ္ဖက္ဆာ Prof. Ekmeleddin Ihsanoglu မွ ေျပာၾကားသည္။ Prof. Ekmeleddin Ihsanoglu သည္ အစြန္းေရာက္ ဘာသာေရးသမားမ်ားႏွင့္ ႏွင့္ အမုန္းပြားေဆာင္ရြက္ေနမႈတို႕ကိုသာမက မ်ုဳိးျဖဳတ္ရွင္းလင္းမႈကိုလည္း အဆံုးသတ္လိုက္ပါရန္ ျမန္မာအစိုးရအား တိုက္တြန္းလိုက္သည္။ လြန္ခဲ့သည့္ ၁၀ ရက္ေက်ာ္အတြင္း ျမန္မာႏိုင္ငံ အလယ္ပိုင္းေဒသ အၾကမ္းဖက္မႈ၌ ေသဆံုးသူ ၄၃ ဦး၊ အိုးအိမ္အေဆာက္အဦ ၁၃၀၀ အထက္ ပ်က္စီးဆံုးရႈံးခဲ့ရသည္ဟု ျမန္မာႏိုင္ငံပိုင္မီဒီယာမွ ယမန္ေန႕တြင္ တင္ျပခဲ့သည္။

" ျမန္မာႏိုင္ငံမွာျဖစ္ပြားေနတဲ့ မြတ္စ္လင္မ္မ်ားအေပၚ ဘာသာေရးအရ ႏွိပ္ကြပ္ၫွင္းပန္းမႈ အဆံုးသတ္ေရးအတြက္ အေျဖတစ္ရပ္ရွာႏိုင္ေအာင္ OIC အေနနဲ႕ လံုၿခံဳေရးေကာင္စီ နဲ႕ လူ႕အခြင့္အေရးေကာင္စီကို တင္သြင္းဖို႕ရိွပါတယ္။ OIC ဖက္က ျမန္မာအာဏာပိုင္မ်ားႏွင့္ ဆက္သြယ္ဖို႕ႀကိဳးစားတာ အရာမေရာက္ခဲ့ပါဘူး။ ျမန္မာျပည္ကို OIC အေထြေထြအတြင္းေရးမွဴးခ်ဳပ္ Ekmeleddin Ihsanoglu ဦးေဆာင္ၿပီး အဖြဲ႕၀င္ႏိုင္ငံ ၀န္ႀကီးမ်ားစြာပါ၀င္ေသာ အထူးကိုယ္စားလွယ္အဖြဲ႕တစ္ဖြဲ႕ ေစလႊတ္ဖို႕ အီဂ်စ္က အဆိုျပဳထားေပမယ့္လည္း ဒီအစီအစဥ္ကို ေရႊ႕ဆိုင္းလိုက္ၿပီျဖစ္ပါတယ္။ လြန္ခဲ့တဲ့ႏွစ္က ရခိုင္ျပည္နယ္က မြတ္စ္လင္မ္ေတြ အတြက္ ကယ္ဆယ္ေထာက္ပံ့ေရးရံုး တစ္ခု ျမန္မာႏိုင္ငံမွာ ဖြင့္လွစ္ႏိုင္ဖို႕ OIC က ႀကိဳးပမ္းခဲ့ပါတယ္။ ဒါေပမယ့္ အစြန္းေရာက္ ဗုဒၶဘာသာ၀င္မ်ားက ဒီႀကိဳးပမ္းမႈကို ကန္႕ကြက္ဆႏၵျပခဲ့ၾကပါတယ္ " ဟု OIC အရာရိွတစ္ဦးမွ Arab News သို႕ ေျပာၾကားလိုက္သည္။

" အၾကမ္းဖက္မႈဟာ ျမန္မာႏိုင္ငံက မြတ္စ္လင္မ္အားလံုးဆီကို ပစ္မွတ္ထားၿပီး က်ယ္ျပန္႕သြားတယ္။ မၾကာေသးမီကျဖစ္ပြားခဲ့တဲ့ ျမန္မာျပည္အလယ္ပိုင္း အၾကမ္းဖက္ဖ်က္ဆီးမႈႀကီးက ဘာသာေရး ႏွိပ္ကြပ္ၫွင္းဆဲမႈျဖစ္ေၾကာင္း အတည္ျပဳလုိက္တာပါဘဲ " ဟုလည္း ျဖည့္စြက္ေျပာဆိုသြားသည္။

ကမာၻ႕ကုလသမဂၢမွအထူးကိုယ္စားလွယ္ျဖစ္သူ ေသာမတ္စ္ အုိေဂ်း ကင္တားနား ၏ ျမန္မာႏိုင္ငံလူ႕အခြင့္အေရး အစီရင္ခံစာမွ မွတ္ခ်က္မ်ားကို ေသာၾကာေန႕တြင္ ျမန္မာႏိုင္ငံက အျပင္းအထန္ ပယ္ခ်ခဲ့သည္။ အၾကမ္းဖက္လုပ္ရပ္အခ်ဳိ႕၌ အစိုးရပိုင္းမွ ပါ၀င္ပတ္သက္သည့္ အခ်က္အလက္မ်ား ရရိွထားၿပီဟု ကင္တားနားမွ တင္ျပလိုက္ျခင္းျဖစ္သည္။

အစြန္းေရာက္ ဗုဒၶဘာသာ၀င္သူတို႕သည္ ျမန္မာျပည္အလယ္ပိုင္းတစ္ခြင္၌ မတ္လ ၂၀ ရက္ကတည္းက ေတာက္ေလွ်ာက္ က်ဴးေက်ာ္ဖ်က္ဆီးခဲ့ၾကရာ အခ်ဳိ႕ေဒသမ်ားတြင္ အစိုးရမွ အေရးေပၚဥပေဒႏွင့္ ကာဖ်ဴးအမိန္႕ထုတ္ျပန္ရသည္ အထိ ျဖစ္ခဲ့သည္။ ရခုိုင္ျပည္နယ္ အေနာက္ပိုင္း၌ လြန္ခဲ့သည့္ႏွစ္က ျဖစ္ပြားခဲ့ေသာ ဗုဒၶဘာသာ၀င္ႏွင့္ မြတ္စ္လင္မ္တို႕အၾကားရိွ ျပႆနာေၾကာင့္ အနည္းဆံုး လူ ၁၈၀ ဦး ေသေၾကခဲ့ရၿပီး ေရႊ႕ေျပာင္းခံဦးေရမွာ တစ္သိန္းတစ္ေသာင္း မက ရိွခဲ့ရေလသည္။


DAP unveils 14-point plan for Indians by Terence Netto

Posted: 01 Apr 2013 04:08 AM PDT

The DAP has unveiled a 14-point plan, billed the 'Gelang Patah Declaration', that is aimed at alleviating the socio-economic status of Indian Malaysians, a demographic whose vote is considered critical to the ruling BN's desire to retain power in the face of a determined attempt by the opposition Pakatan Rakyat to eject them.

NONEThe plan was announced in Johor Bahru yesterday on the heels of an often acrimonious debate between the more assertive activists of the minority community and opposition parties accused of slighting the dire needs of the Indian poor by subsuming them under the rubric of a general alleviation of the Malaysian poor.

The DAP's 14-point plan is integral to the Pakatan plan to ease the Indian plight, such as resolution of the problem of stateless within 100 days of a Pakatan takeover, but in some aspects it accentuates some features while adding newfangled ones for good measure:

1. To resolve the problem of the stateless Indians within 100 days of a Pakatan administration;

2 To establish a National Housing Board which will build decent and affordable housing for marginalised groups, especially for displaced Indian plantation workers;

3. To ensure that all national-type Tamil schools become fully-funded and the infrastructure of every single school is up to par with 'sekolah kebangsaan' (national schools);

4. To invest in technical and vocational training coupled with apprenticeship programmes to provide an alternative education and career path for school dropouts from low-income Indian families;

5. To provide jobs and raise the wages of low-income Indians by implementing a-RM1,100 minimum wage scheme;

6. To increase the number of Indians in GLCs (government-linked companies), local councils, and public services;

7. To alienate land for existing Hindu temples and burial grounds and find replacement land for temples and burial grounds which have to be relocated;

8. To provide microcredit and other financial assistance schemes to Indian small businesses, with a special focus on women, youths and home-based business;

9. To put in place the Independent Police Complaints and Misconduct Commission (IPCMC) and to eliminate deaths in police custody and custodial deaths;

10. To establish a special fund to promote Indian equity ownership in the country;

11. To establish a commission to address urban poverty and social problems faced by the Indian community;

12. To establish policies that could economically enable single mothers, including house ownership scheme;

13. To establish or enroll in existing residential schools outstanding Indian students from plantation and urban poor families;

14. To abolish all anti-rakyat legislation and to get rid of discrimination.

Permanent solutions

The 14-point plan was announced to a DAP gathering at a hotel in Gelang Patah that was attended by party adviser Lim Kit Siang and senior Indian leaders led by M Kulasegaran, the Ipoh Barat MP. Others who attended were DAP MPs Charles Santiago, M Manogaran and state assemblyperson S Sivanesan.

NONEKulasegaran said the 14-point plan represents the commitment of the opposition to find a permanent solution to the problems faced by the Indian community.

"What the BN has done in the last four years under Prime Minister Najib Razak was to woo Indian voters with action that is ad hoc and not aimed at the deeper ailments of the community," asserted the DAP national vice-chairperson.

"Indian problems need fixes that are deeper and permanent than band-aids," remarked Kulasegaran. "Our 14-point plan, if implemented, would root out Indian poverty root and branch," he opined. Malaysiakini

Bekas Jenderal Dakwa Ada Penglibatan Politik ‘Luar Biasa’ Di Lahad Datu

Posted: 01 Apr 2013 05:00 AM PDT

Bekas Ketua Turus Angkatan Tentera Darat, Jeneral (B) Tan Sri Md Hashim Hussein membayangkan wujud penglibatan politik luar biasa dalam operasi pasukan keselamatan dalam menangani pencerobahan pengganas Sulu di Lahad Datu.

Bercakap dalam sidang media di ibu pejabat KEADILAN tengah hari tadi, beliau berkata, ada sesuatu yang tidak kena dalam cara kerajaan menangani konflik itu.

"Sebagai seorang yang berlatarbelakangkan profesion tentera, saya lihat peristiwa di Lahad Datu membayangkan ada penglibatan politik yang luar biasa dalam operasi yang sedang dijalankan,"

"Pertama, kita ada panglima (ATM) di Sabah, ada dua markas tentera di sana. Jadi kalau kita lihat dari segi 'Command and Control', tugasan (di Lahad Datu) patut diserah kepada mereka.

"Ini kerana mereka lebih arif dengan keadaan tanah, jalan dan kawasan yang mungkin terdedah kepada ancaman," katanya.

Namun, Md Hashim berkata, pasukan yang dikerah pada peringkat awal di sana kebanyakannya dari semenanjung Malaysia.

"Pada awalnya di Kampung Tanduo, unit khas Polis Diraja Malaysia (PDRM) dari Semenanjung yang ditugaskan," katanya lagi.

Tambahan pula, bilangan penceroboh yang masuk ke Lahad Datu tidaklah terlalu ramai dan pasukan keselamatan yang sudah ada di sana sepatutnya dapat menghadapinya.

"Kenapa kita tugaskan pemerintahan tertinggi dalam Angkatan Tentera Malaysia (ATM) dan PDRM untuk pergi ke sana?

"(Jadi) inilah yang saya lihat tidak kena (dalam cara kerajaan tangani insiden Lahad Datu)," katanya lagi.

Menurut Bernama, sehingga kini, jumlah pengganas Sulu yang ditembak mati adalah 67, manakala jumlah tahanan mengikut Akta Kesalahan Keselamatan (Langkah-Langkah Khas) 2012 (SOSMA) berjumlah 111 orang.

The Cow or the Ice-Cream?

Posted: 01 Apr 2013 12:30 AM PDT


This is Part 3 of my Monay rant on the deplorable state of affairs in education.

Thanks to Encik Kassim who sent me the following post on The COW AND THE ICE CREAM which is possibly one of the best theories as to how change might not happen if voters do not think carefully about the bigger picture when they go to the polls. Apparently, this was sent to him by a teacher. I have edited it a bit...

Here goes...

"We are worried about 'the cow' when it is all about the 'Ice Cream.'

The most eye-opening civics lesson I ever had was while teaching year 3 students.

The last Parliamentary election was heating up and some of the children showed an interest.

I decided we would have an election for a class captain.

We would choose our nominees. They would make a campaign speech and the class would vote. To simplify the process, candidates were nominated by other class members.

We discussed what kinds of characteristics these students should have. We got many nominations and from those, Mat and Salleh were picked to run for the top spot.

The class had done a great job in their selections. Both candidates were good kids.

I thought Mat might have an advantage because he got lots of parental support.

I had never seen Salleh's parents.

The day arrived when they were to make their speeches.

Mat went first.

He had specific ideas about how to make our class a better place. He ended by promising to do his very best.

Everyone applauded and he sat down.

Now is was Salleh's turn to speak.

His speech was concise.

He said, "If you will vote for me, I will give you ice cream." 

He sat down.

The class went wild. "Yes! Yes! We want ice cream."

He surely would say more. He did not have to.

A discussion followed.

How did he plan to pay for the ice cream?

He wasn't sure.

But no one pursued that question. They took him at his word. (which is exactly what is happening in our own backyard because many don't bother to think, question, analyze or to challenge.)

Would his parents buy it or would the class pay for it...He didn't know.

The class really didn't care.

All they were thinking about was ice cream...

Mat was forgotten. Salleh won by a landslide.

Every time leaders opened their mouth they offered ice cream and many Malaysian voters reacted like nine year old's.

They wanted ice cream.

The rest of the voters knew they were going to have to feed the cow and clean up the mess."

Leaders from BOTH sides have promised us different types of ice-cream except one side has access to more $$$ than the other. So if people do not think and vote only based on their responses to offers, what will happen to Malaysia?

Remember, the government cannot give anything to anyone that they have not first taken away from someone else.

How many of us will be voting for the ice cream?


That my friend, is how labour got elected last time! I hope not many!

In the past, they comprised hose who wanted everything free or preferred to be free riders as and when it suited them.

Let's hope it doesn't happen again

Anon

Part 1 of this series of rants about the impact of the deplorable state of affairs in education is AT THIS LINK.

Click here for PART 2: Laugh now, cry later. Serious!

勇于向銀行借貸的5个理由

Posted: 01 Apr 2013 01:57 AM PDT



是不是没有钱又想投资房地产,才需要向金融机构借钱?现金足够的人,是不是都不该借钱来买房子?首先,我要强调的是我不是鼓吹大家胡乱借钱。也许你不需要(借钱),但是不妨探讨一下这些借钱理由,说不定对你有帮助。要探讨借不借钱的问题,有好几方面必须先厘清和计算好,再考量借与不借,以及两者间的利与弊。以下,我简明列出5大理由,也是借钱的5大考量,让大家参考参考。

时间效应
...
你可以不认同,但每一项列出的理由都是关键;但我也要强调,这文章不是鼓吹大家胡乱借钱。假设你可能需要5年时间,储蓄10万令吉,但如果购买合适产业,1个月内就可以贷款10万令吉。因此,你可以从今天起,展开投资旅程!假如听从父母那些"努力工作、努力存钱"的忠告,相信要在5年后,才可以开始投资。

杠杆作用

然而,若你现在贷款,说不定5年后,就有数十万令吉了。
举个例子,购买一间公寓要价10万令吉,付1万令吉首期,贷款9万令吉。假如屋价上涨10%,这相等于9倍杠杆系数。假设屋价在1年后增值10%,你打算趁机脱售。产业脱售价为11万令吉,解决9万令吉贷款,入账2万令吉。基于贷款关系,回酬率相等于100%;倘若以现金购买产业,回酬率仅10%。我想说的是,杠杆作用是一把双刃剑!如果我给某人一块土地,不教他如何处理,他可以卖给别人吗?是有可能的。再打个比方,我给某人一块土地,并提供所有资讯与指导,教他如何处理,他将会做得非常妥当。总括而言,这并不是杠杆作用好或坏的问题,而是看你懂不懂得处理。

净值累积

随着时间的推移,就算你什么都没做,通货膨胀都会把产业价格推高。因此,我们常常听别人说:"不要等待买产业,应该买了产业才等。"随着时间慢慢过去,我们的负债和贷款也随之降低。在资产价值增加以及负债减少的情况下,净值可能增加2至5倍。试想一想,当你购买产业时,唯有在资产价值增加时,你才可从中受惠。

分两种贷款

很多人没有意识到有两种贷款;第一种贷款是购买房屋自居,称为自己的贷款;第二种贷款是购买投资产业出租,称为投资产业贷款。为了简单起见,假设投资产业为零现金流,租金收入用来偿还银行贷款。换句话说,你解决自己的贷款,租客则帮你偿还投资产业贷款,两种贷款均取决于各自的赚钱能力。假如日后你的赚钱能力有变,自己的贷款将会陷入困境。不过,若租客陷入财务困境,你可以找过另外一个租客。相比之下,自己的贷款风险比较高,因为这取决于你的赚钱能力。

通胀影响银行贷款

现在,10岁小孩每天都有5令吉零用钱。相比40年前,10岁小孩的零用钱只有5仙。想象一下,今天的5令吉在40年后是多少钱?它将是500令吉!这就是通货膨胀。很多人都没有意识到通货膨胀也会影响银行贷款;举个例子,100万令吉贷款,5%利息。基本贷款利率(BLR)是不同的,但是我保守估计为5%。
根据这个贷款,每年的分期付款共7万500令吉,乘以25年,需要支付银行177万令吉。这听起来要偿还很多钱,父母一定认为你发疯了。但是他们以及很多人都没有意识到,你现在欠银行177万令吉,打算马上还清吗?不是,你是在未来25年内,每年偿还7万500令吉。假如把通货膨胀率计算在内(假设通胀率为4%),未来偿还的数额只是值得110万令吉。也就是说,贷款100万令吉,每年偿还7万500令吉,达25年,但当计算通胀率后,只是偿还110万令吉而已。若通胀率高于5%,你就是在赚着银行的钱!

家庭通胀率平均6%

实际上,很多家庭的通胀率都在6%左右。贷款100万令吉,就算利息是5%,只需要偿还90万7000令吉。
那么,银行知道这个情况吗?
我想说的是,超过90%的银行都没有察觉这个情况。
我曾经在一些银行的办公室举行座谈会时,向银行家提过上述情况。
银行也有通胀,例如雇员薪金及租金每年都在增加。如果他们在未来20至25年提供贷款,而你把通胀计算在内,银行实际上是亏钱的
非官方通胀率2因素造成
另外,很多人都不知道有两种通胀率。第一种是由政府告诉我们的,称为官方通胀率(一般用消费价格指数,即CPI来衡量),目前为3%;第二种则是非官方通胀率,一般介于4至8%。
非官方通胀率由两个因素造成,生活方式及孩子的生活方式。
惟孩子的生活方式则不在控制范围内。假设你的通胀率为4%,孩子为8%,平均为6%。
这意味着两件事情。第一,你的所有投资回酬必须是6%,或者与非官方通胀率一样。信托基金的投资回酬仅介于8至10%。如果你的通胀率为6%,这不是很舒适的杠杆作用。
第二,如果贷款100万令吉,利息为5%,通胀率为6%,需要偿还银行90万7000令吉。这就是你如何在赚着银行的钱。
See more

Najib, family lunch @ Little Penang Cafe The Curve!

Posted: 01 Apr 2013 01:00 AM PDT

01 April 2013| last updated at 01:20AM

Najib congratulates film fest winners

KUALA LUMPUR: Prime Minister Datuk Seri Najib Razak tweeted a congratulatory message to the Malaysian winners of the Asean International Film Festival & Awards (AIIFA) yesterday.

"Congratulations to the four winners on receiving the Asean International Film Festival & Awards.
"You have made the country proud," he said in another tweet.
Malaysia took home four awards at the prestigious AIIFA for best screenplay, best actor, best comedy film and best action film.
Dain Iskandar won best screenplay for the movie Bunohan while Shaheizy Sam was best actor for his role in Songlap.
Istanbul Aku Datang by Bernard Chauly was best comedy, while Songlap by Effendee Mazlan was best action film.
Najib also wished all those celebrating Easter yesterday.
"I would like to wish all Malaysian Christians a happy & meaningful Easter Day," he tweeted.
The prime minister also took a short break from his busy schedule to enjoy lunch with his family at the Little Penang Cafe, the Curve in Mutiara Damansara, yesterday.
Najib, his wife, Datin Seri Rosmah Mansor, and children, Norashman Razak and Nooryana Najwa and her fiancé, Daniar Nazarbayev, spent an hour at the restaurant.
They ordered assam laksa, Siam laksa, the aromatic chicken set, Penang hokkien prawn mee, iced Milo, cincau and barley, with fruit rojak for dessert.
Their hour-long presence at the restaurant drew a great deal of attention from shoppers, who took the opportunity to chat and take photographs with them.
.
Prime Minister Datuk Seri Najib Razak indulging siblings Sofea Ellyana Zakaria, 8, and Irfan Iskandar Zakaria, 5, while having lunch with his family at Little Penang cafe, The Curve in Mutiara Damansara, yesterday. With the prime minister are his wife, Datin Seri Rosmah Mansor, and children Norashman Razak and Nooryana Najwa and her fiancé Daniar Nazarbayev (right). Pic by Aizuddin Saad



WHY NAJIB NO PROMOTE HIS OWN MR1M (MENU RAKYAT 1MALAYSIA) RESTAURANTS?!

Sudah tak laku ke? 

” မိတၳီလာက ျပန္ခဲ့တယ္ “

Posted: 01 Apr 2013 12:02 AM PDT

" မိတၳီလာက ျပန္ခဲ့တယ္ "

မိတၳီလာမွာ ၂ဝ၁၃၊ မတ္လ၊ ၂ဝ ရက္ကေန ၂၂ ရက္ မနက္ပိုင္းေလာက္အထိ ရက္ရက္စက္စက္ လြတ္လပ္စြာ တမင္ လူသတ္ခြင့္ေပးထားသလားေတာင္ ေအာက္ေမ့ရတဲ့ အုပ္ခ်ဳပ္သူေတြရဲ႕ စီမံခန္႔ခြဲခဲ့ပံုကို သိခဲ့ရေတာ့ အလြန္တရာ ေအာ့ႏွလံုးနာမိပါတယ္။

အဲဒီလို ကိုင္တြယ္ခဲ့ပံုအတြက္ ဘယ္ အုပ္ခ်ဳပ္သူကမွ တာဝန္ယူ ေတာင္းပန္တာမ်ိဳးကိုလည္း ခုခ်ိန္အထိ မေတြ႕ျမင္ရေသးပါဘူး။

ဆင္ေျခဆင္လက္ေတြသာေပးခဲ့ၿပီး ေနာက္ဒါမ်ိဳးမျဖစ္ေစရပါဘူးဆိုတဲ့ အုပ္ခ်ဳပ္သူေတြရဲ႕ ေျပာၾကားခ်က္ေတြနဲ႔သာ ေခြၽးသိပ္ခံခဲ့ၾကရပါတယ္။

ေျမြမေသ တုတ္မက်ိဳး ေရဒီယိုမိန္႔ခြန္းေတြသာ ေျပာတတ္လြန္းတဲ့ မဟာ့မဟာသမၼတအႀကီးႀကီးကိုလည္း စကားတတ္လွလြန္းခ်ည္ရဲ႕လို႔ ေအာခ်ယူခဲ့ရပါတယ္။

ေနာက္ကြယ္က ႀကိဳးကိုင္တာေတြဘာေတြကို အသာထာဦး၊ ေရွ႕မကြယ္မွာ ေပၚတင္ျဖစ္ပ်က္ခဲ့တဲ့ ေၾကကြဲဖြယ္ရာမ်ားအတြက္ေတာ့ အုပ္ခ်ဳပ္သူေတြအေနနဲ႔ ႏွာေစးတတ္လြန္းေနတယ္ ထင္မိတယ္။

ႏွစ္ေပါင္း ၅ဝ ေလာက္ ေနာက္က်က်န္ခဲ့ရတဲ့အတြက္ တက္ႏိုင္ငံေတြကို မီေအာင္ ေနာက္ထပ္ ႏွစ္ေပါင္း ၅ဝ ေလာက္ ႀကိဳးစားၾကရဦးမယ္ဆိုတဲ့ သေဘာေပပဲလား။

(၃၁-၃-၂ဝ၁၃)ေရဒီယိုမိန္႔ခြန္းမွာ သမၼတသံုးႏံႈးခဲ့တဲ့ "ႏိုင္ငံတကာ မ်က္ႏွာစာမွာ မ်က္ႏွာပ်က္ဖြယ္ရာမ်ား" ဆိုတာထက္ ကြၽန္ေတာ္တို႔ တိုင္းသူျပည္သားေတြဟာ လူ႐ိုင္းေတြ၊ လူ မယဥ္ေက်းေတြပဲလို႔ ႏိုင္ငံတကာက ထင္ျမင္သြားေလာက္ေအာင္ အုပ္ခ်ဳပ္သူေတြရဲ႕ မိတၳီလာအေရး ကိုင္တြယ္ခဲ့ပံုဟာ ညံ့ဖ်င္းလြန္းလွပါတယ္။

သင္ယူစရာေတြအတြက္ ေပးဆပ္ခဲ့ရတဲ့ အရင္းအႏွီးက ႀကီးမားလြန္းခဲ့တာမို႔ ဒီလို အရင္းအႏွီးမ်ိဳးကို ေနာက္တစ္ႀကိမ္ ထပ္မံ မေပးဆပ္ရပါေစနဲ႔ေတာ့လို႔ပဲ ဆုေတာင္းရမလို ျဖစ္ေနပါၿပီ။

ဒီမိုကေရစီဆိုတာႀကီးကို မုန္းသြားေအာင္မ်ား အုပ္ခ်ဳပ္သူေတြ လုပ္ေနၾကပါသလား။ ။

ညိဳႀကီး
၃၁၊ ၃၊ ၁၃

(ဓာတ္ပံု – (၃ဝ၊ ၃၊ ၂ဝ၁၃) မိတၳီလာၿမိဳ႕တြင္းတစ္ေနရာ)


Datuk Seri Ridwan Serah Diri, Gambarnya Bersama Mukhriz Masih Jadi Tandatanya

Posted: 01 Apr 2013 02:09 AM PDT


Yang Dipertua Pertubuhan Kebajikan Al-Ehsan, Datuk Seri Muhammad Ridzwan Sulaiman hari ini menyerah diri di Ibu Pejabat Polis Daerah Ampang bagi membantu siasatan berhubung pencerobohan bersenjata di Sabah.

Beliau, yang memakai baju Melayu merah dan berserban, hadir bersama lebih 10 orang kenalannya di balai polis itu pada 11.05 pagi tadi.

Bercakap kepada pemberita sebelum menyerah diri kepada pihak polis, Muhammad Ridzwan mengaku memberi bantuan kewangan kepada Sultan Sulu, Jolo, selatan Filipina iaitu Sultan Muedzul Lail Tan Kiram yang pernah ditemuinya pada 15 dan 16 September tahun lalu.

Beliau bagaimanapun menafikan bahawa Jamalul Kiram, yang dipercayai menjadi dalang pencerobohan di Sabah, adalah Sultan Sulu.

"Saya tidak kenal pun Jamalul Kiram," katanya.

Muhammad Ridzwan menyerah diri hari ini berikutan kenyataan Pesuruhjaya Polis Sabah Datuk Hamza Taib semalam yang memintanya menyerah diri dengan segera di mana-mana balai polis berhampiran.

Hamza berkata Muhammad Ridzwan, yang tidak terlibat dengan pengganas bersenjata dari selatan Filipina, boleh membantu pihak polis dalam siasatan mengenai kes pencerobohan di Lahad Datu pada 12 Februari lepas.....BERNAMA



Lelaki paling dikehendaki rapat dengan anak Mahathir


Mohon anak Mursyidul Am Umno/BN Tun Dr Mahathir Mohamad, Mukhriz Mahathir bantu pihak polis untuk jejak dan tangkap individu yang paling dikhendaki kerana dipercayai menyalur bantuan dana kepada teroris Sulu yang menyerang dan menceroboh Lahad Datu.

Kerjasama anda amatlah rakyat alu-alukan...

Sebelum ini, media melaporkan, polis sedang mencari seorang lelaki bergelar 'Datuk Seri' untuk membantu siasatan dalam Ops Daulat.



Laporan sebelum ini
klik untuk baca

Who's The Fool?

Posted: 01 Apr 2013 12:00 AM PDT

There was a time I could at least fool a minimum of 10 people before lunch on April 1st but not anymore. It's 3pm and I haven't fooled even one poor soul right up to this moment.

Sigh. April Fool's day has become so well known that everyone is prepared for it weeks in advance. Now even if I tell someone a true story they'll just go,

'Wei, you think I so stupid, ha? It's the 1st of April la!'

I guess even telling them I'm going to give them a brand new guitar that they can collect free of charge at the baritone guitar guitar center simply will not fool anyone. But if you're still gullible enough, give me a buzz and I'll send you GPS coordinates to collect your guitar ... hahaha!

Laugh Now But Cry Later. Serious!

Posted: 31 Mar 2013 11:19 PM PDT

In my earlier post, I was lamenting how the dire state of education in our land has caused us to lose international competitiveness in our effort to develop the nation and ourselves. Not only that, many have lost the ability to think because it is too tiring, too tedious, inconvenient and confusing hence there is the tendency to subject ourselves to balderdash and moronic claims, promises, accusations etc. We have been deprived of capable leadership that can steer the country in the right direction.

Just the other day, my husband was driving us to the vet for my dog's vaccination. Along the way, he received a SMS and requested me to read it to him. I opened the message and to my horror, I read:

hello! i am miss thee....

I thought to myself - oh wow! He has an admirer who is trying to use Shakespearean English???? What the...????

Maintaining my composure, I read on....and it was actually:

hello! i am miss thee. mr teh asked me 2 call u @ ****** which he etc etc

So the message was actually:

Hello! I am Miss Thee. Mr. Teh asked me to call you about etc etc etc!!!

Considering the current state of eduation, don't be surprised if one day, not too far in the future, employers receive such CVs from job applicants.

Curriculum Vitae

Name:                                   Ah Boy
Age:                                      Still young
Sex:                                      Never. Still under age
Religion:                               I only have experience praying for my cat who dead 2 years before
Race:                                    I love to race, how you know?
Nationality:                            I don't like National, I prefer Sanyo
IC Number:                           6735
Telephone number:              House got no telephone
Hand phone number:            3310
Address:                               Penang Jelutong
City :                                      Nor Haliza?
Postcode:                             I never post anything
State:                                    What state you want? In my family, I am 2nd
Country:                                I want to travel to go oversea anywhere outside Malaysia
Marriage status:                   Secret
Email Address:                     Hotmail
Education Background:        My teacher said not bad
Working experience:             Last time I got sell pirated VCD
Father's name:                      Daddy
Father's IC:                           You ask him
Mother's name:                     Mummy
Mother's IC:                          You ask her
Current Salary:                     Depends on my daddy mood
Expected Salary:                  As much as you can pay
When can start work:           Depends on my mood
Highest qualification:           Ya, very high
Grade:                                 Cannot Tell
College/University:              College All Lousy wan
Signature:                            Can I use chop?

To further illustrate, take a look at this paragraph written by an Upper Six student from a premier school in Penang whom I was helping for eight times.. I told her guardian that I cannot help her any more because she does not want to help herself. Mind you, this was her third attempt to answer a very simple question where she was required to give her opinion of materialism.


Note: She misspelled materialism with a double 'l' and apart from other mechanical errors such as tenses and sentence structure, wrote import instead of important and Ipohe instead of iPhone and only corrected it when I pointed it out to her after asking her to check this page for three consecutive times because she just could not see the errors. There are more errors than what I marked in red.

Quo vadis, Malaysia?

May God help and bless our nation and deliver us from egomaniacal leaders, mercenary characters and self-serving miscreants disguised as Samaritans.

May our education system be revamped to empower our nation to soar ahead again.

I am really fed up of seeing nonsensical work from many students across the board. Seriously, I am going to devote a few hours each week to compile the Little Book of English Horrors to document all the evidence I have collected through the years, especially in the 21st century.

Please leave a comment to share your views.

This is Part 2 of my post on Education and Selection Process Determine Quality of Leadership.

Part 3 will be posted at 3.30p.m. today. Please swing by later. Thanks!

黃漢偉: 甘榜馬來由充滿民聯代表

Posted: 31 Mar 2013 10:52 PM PDT

As reported in Guangmin 

黃漢偉:支持者想設支部 甘榜馬來由充滿民聯代表
 2013-03-31 17:45
  • 黃漢偉在主持升旗儀式後,與出席者合影。
(檳城31日訊)阿依淡州議員黃漢偉律師說,甘榜馬來由從5年前的巫統堡壘區,發展到每一條街都有民聯代表,是令人相當興奮的。

他說,308前,因為時間倉促,他只來得及走訪20%的當地居民,競選活動也來不及開展,就連競選旗幟也很少掛上。所以,開票當天,就只有在該區失利。

"今非昔比。我收到建議,一些火箭支持者想在這裡組織支部。這顯示了民聯在本區的實力增加。"

他週六晚出席該區鄉委會民聯全國大選運動升旗禮時說,民聯執政檳州後,頻頻走訪基層,採取措施解決民生問題,包括粉刷甘榜馬來由組屋等。

儀式上,黃漢偉、伊斯蘭黨檳州代表達其尤汀和公正黨動物園路支部主席哈芝阿達斯分別為火箭、伊黨和藍眼旗幟住持升旗禮

No comments: